The short answer
- Maclear scores 4.6 on Trustpilot from 971 reviews; Crowdpear scores 4.3 from 30, 0.3 points lower.
- On our own five-criteria score Crowdpear leads, 68.2% against 65%, almost entirely because of licensing.
- Target return: Maclear 14.5-14.9%, Crowdpear 10.6-14%. Minimum: EUR 50 against EUR 100.
- Crowdpear suits licensed Baltic property loans. Maclear suits business loans at a higher rate from EUR 50.
Maclear vs Crowdpear: the numbers
| Maclear | Crowdpear | |
|---|---|---|
| Trustpilot score | 4.6 / 5 | 4.3 / 5 |
| Trustpilot reviews | 971 | 30 |
| 5-star share | 77% | 67% |
| 1-star share | 4% | 17% |
| Our score (rank of 19) | 65% (#10) | 68.2% (#7) |
| Target return | 14.5-14.9% | 10.6-14% |
| Minimum investment | EUR 50 | EUR 100 |
| Supervision | Swiss SRO (PolyReg), anti-money-laundering only | ECSP, Bank of Lithuania |
| Compensation scheme | None | None |
| Buyback | No | No |
| Secondary market | Yes | Yes |
| Loan types | SME loans, real estate, factoring | Real estate development, business |
| Headquarters | Wallisellen, Switzerland | Vilnius, Lithuania |
| Founded | 2022 | 2021 |
Trustpilot figures recorded 24 Sep 2026. Our score weights investor protection 30%, execution record 25%, return honesty 20%, transparency 15%, liquidity 10% (method).
Where Maclear is stronger
- A higher target return: 14.5-14.9% against 10.6-14%.
- A lower minimum: EUR 50 against EUR 100.
- No ownership link to PeerBerry; Crowdpear's does overlap with it.
Where Crowdpear is stronger
- An ECSP licence from the Bank of Lithuania and ISO 27001 certification.
- A profitable 2024 and a secondary market.
- Supervision: ECSP, Bank of Lithuania. Maclear has Swiss self-regulation only, no EU licence and a CNMV warning (May 2026).
What Maclear investors say
Two of the 38 Maclear reviews we checked by hand. For Crowdpear's reviews, see its Trustpilot page.
I've been investing with MacLear for 22 months and everything is working well. I've never had any problems with the platform and I've never had any delays in my monthly...
I have been investing in Maclear since January 2025 and I have received my first refunds on schedule. Everything has worked as promised. Monthly payments paid regularly...
Maclear or Crowdpear?
It depends on what you want. Crowdpear is stronger on an ecsp licence from the bank of lithuania and iso 27001 certification. Maclear is stronger on a higher target return: 14.5-14.9% against 10.6-14%. On our own five-criteria score Crowdpear leads, 68.2% against 65%, almost entirely because of licensing. Many investors hold both, with the smaller share in whichever feels riskier to them.
Maclear scores 4.6 on Trustpilot from 971 reviews; Crowdpear scores 4.3 from 30, 0.3 points lower. One-star reviews make up 4% of Maclear's total and 17% of Crowdpear's. Maclear invites its customers to review it; read the Maclear reviews we checked by hand.
No. Crowdpear: ECSP, Bank of Lithuania. Maclear is a member of a Swiss self-regulatory organisation for anti-money-laundering rules, holds no EU crowdfunding licence and was named in a CNMV warning in May 2026.
Capital at risk on both platforms. Neither a licence nor a buyback protects you from every loss, and past payments do not guarantee future ones.