The short answer
- Maclear scores 4.6 on Trustpilot from 971 reviews; PeerBerry scores 3.9 from 263, 0.7 points lower.
- On our own five-criteria score PeerBerry leads, 66.1% against 65%, almost entirely because of licensing.
- Target return: Maclear 14.5-14.9%, PeerBerry about 11%. Minimum: EUR 50 against EUR 10.
- PeerBerry suits small tickets, short loans and a buyback. Maclear suits business lending at a higher rate, held to maturity.
Maclear vs PeerBerry: the numbers
| Maclear | PeerBerry | |
|---|---|---|
| Trustpilot score | 4.6 / 5 | 3.9 / 5 |
| Trustpilot reviews | 971 | 263 |
| 5-star share | 77% | 72% |
| 1-star share | 4% | 10% |
| Our score (rank of 19) | 65% (#10) | 66.1% (#9) |
| Target return | 14.5-14.9% | about 11% |
| Minimum investment | EUR 50 | EUR 10 |
| Supervision | Swiss SRO (PolyReg), anti-money-laundering only | None yet (ECSP application pending in Lithuania) |
| Compensation scheme | None | None |
| Buyback | No | Yes |
| Secondary market | Yes | Yes (since 2026) |
| Loan types | SME loans, real estate, factoring | Consumer, leasing, real estate, business |
| Headquarters | Wallisellen, Switzerland | Zagreb, Croatia (operations in Vilnius) |
| Founded | 2022 | 2017 |
Trustpilot figures recorded 24 Sep 2026. Our score weights investor protection 30%, execution record 25%, return honesty 20%, transparency 15%, liquidity 10% (method).
Where Maclear is stronger
- A higher target return: 14.5-14.9% against about 11%.
- Collateral-backed business loans rather than short consumer loans that rely heavily on one lender group, Aventus.
Where PeerBerry is stronger
- A buyback obligation on most loans and a EUR 10 minimum.
- It repaid EUR 51M of war-affected Ukrainian loans in full, the strongest stress-test record among the platforms we track.
- Supervision: None yet (ECSP application pending in Lithuania). Maclear has Swiss self-regulation only, no EU licence and a CNMV warning (May 2026).
What Maclear investors say
Two of the 38 Maclear reviews we checked by hand. For PeerBerry's reviews, see its Trustpilot page.
I was with my money doing nothing in the bank for many years. I was looking for other options to generate some income from my money. Of all the platforms I was looking...
I have been investing in Maclear since January 2025 and I have received my first refunds on schedule. Everything has worked as promised. Monthly payments paid regularly...
Maclear or PeerBerry?
It depends on what you want. PeerBerry is stronger on a buyback obligation on most loans and a eur 10 minimum. Maclear is stronger on a higher target return: 14.5-14.9% against about 11%. On our own five-criteria score PeerBerry leads, 66.1% against 65%, almost entirely because of licensing. Many investors hold both, with the smaller share in whichever feels riskier to them.
Maclear scores 4.6 on Trustpilot from 971 reviews; PeerBerry scores 3.9 from 263, 0.7 points lower. One-star reviews make up 4% of Maclear's total and 10% of PeerBerry's. Maclear invites its customers to review it; read the Maclear reviews we checked by hand.
No. PeerBerry: None yet (ECSP application pending in Lithuania). Maclear is a member of a Swiss self-regulatory organisation for anti-money-laundering rules, holds no EU crowdfunding licence and was named in a CNMV warning in May 2026.
Capital at risk on both platforms. Neither a licence nor a buyback protects you from every loss, and past payments do not guarantee future ones.