The short answer
- Both platforms score 4.6 on Trustpilot, but Maclear's score rests on 971 reviews against 51.
- On our own five-criteria score InRento leads, 79.5% against 65%, almost entirely because of licensing.
- Target return: Maclear 14.5-14.9%, InRento about 11.8%. Minimum: EUR 50 against EUR 500.
- InRento suits licensed property exposure you can leave for years. Maclear suits shorter business loans at a higher rate.
Maclear vs InRento: the numbers
| Maclear | InRento | |
|---|---|---|
| Trustpilot score | 4.6 / 5 | 4.6 / 5 |
| Trustpilot reviews | 971 | 51 |
| 5-star share | 77% | 82% |
| 1-star share | 4% | 8% |
| Our score (rank of 19) | 65% (#10) | 79.5% (#3) |
| Target return | 14.5-14.9% | about 11.8% |
| Minimum investment | EUR 50 | EUR 500 |
| Supervision | Swiss SRO (PolyReg), anti-money-laundering only | ECSP, Bank of Lithuania |
| Compensation scheme | None | None |
| Buyback | No | No |
| Secondary market | Yes | Yes |
| Loan types | SME loans, real estate, factoring | Buy-to-let real estate |
| Headquarters | Wallisellen, Switzerland | Vilnius, Lithuania |
| Founded | 2022 | 2020 |
Trustpilot figures recorded 24 Sep 2026. Our score weights investor protection 30%, execution record 25%, return honesty 20%, transparency 15%, liquidity 10% (method).
Where Maclear is stronger
- A higher target return: 14.5-14.9% against about 11.8%.
- A much lower minimum: EUR 50 against EUR 500.
- Shorter commitments. Reviewers describe Maclear loans of 12 to 15 months; InRento lock-ups run two to four years.
- The same 4.6 on Trustpilot, built on 971 reviews rather than 51.
Where InRento is stronger
- An EU crowdfunding licence (ECSP) from the Bank of Lithuania.
- No capital losses across five years of buy-to-let lending.
- Supervision: ECSP, Bank of Lithuania. Maclear has Swiss self-regulation only, no EU licence and a CNMV warning (May 2026).
What Maclear investors say
Two of the 38 Maclear reviews we checked by hand. For InRento's reviews, see its Trustpilot page.
I have been investing in Maclear since January 2025 and I have received my first refunds on schedule. Everything has worked as promised. Monthly payments paid regularly...
I am updating my original review. After posting, the issue was resolved in less than 24 hours. My account access was fully restored, and the problem is now completely...
Maclear or InRento?
It depends on what you want. InRento is stronger on an eu crowdfunding licence (ecsp) from the bank of lithuania. Maclear is stronger on a higher target return: 14.5-14.9% against about 11.8%. On our own five-criteria score InRento leads, 79.5% against 65%, almost entirely because of licensing. Many investors hold both, with the smaller share in whichever feels riskier to them.
Both platforms score 4.6 on Trustpilot, but Maclear's score rests on 971 reviews against 51. One-star reviews make up 4% of Maclear's total and 8% of InRento's. Maclear invites its customers to review it; read the Maclear reviews we checked by hand.
No. InRento: ECSP, Bank of Lithuania. Maclear is a member of a Swiss self-regulatory organisation for anti-money-laundering rules, holds no EU crowdfunding licence and was named in a CNMV warning in May 2026.
Capital at risk on both platforms. Neither a licence nor a buyback protects you from every loss, and past payments do not guarantee future ones.