Maclear AG on Trustpilot today
The profile was claimed by Maclear in May 2023. Maclear pays for a Trustpilot subscription and invites customers to leave a review. Trustpilot also shows a notice that the company has received regulatory attention, pointing to the IOSCO I-SCAN database where regulator warnings are collected; Spain's CNMV issued one in May 2026 (see the full review).
Capital repaid, money withdrawn
The strongest evidence in any P2P review is money coming back. These investors describe loans reaching maturity, capital returned on the due date and withdrawals landing in a bank account.

I have been investing in Maclear since January 2025 and I have received my first refunds on schedule. Everything has worked as promised. Monthly payments paid regularly...

I've been invested in Maclear AG since June 2025 and I have nothing but good... no skip that... "AMAZING" experience with Maclear since I've found them in May 2025 and...

Did exactly as stated when I first invested, regular payments like clockwork and capital has just been fully repaid

This was one of my first crowdlending investing platform I play with. One year and a half later, I got back my investment amounts and interests with any problem. I...

I've been investing with MacLear for 22 months and everything is working well. I've never had any problems with the platform and I've never had any delays in my monthly...

An easy platform to invest. Monthly payments and save money. Recently I have recovered money of my first investment with excelent profit.

Already 1.5 years investing in Maclear with excellent results. Interest is received monthly and all projects closed and reimbursed in due time. I am increasing my...

So far I have had good experiences with Maclear. Deposits/withdrawals have worked without any problems and I receive the interest on time. Except for 8lends, you have to...

After around a year of use, I can safely say that the website execution is flawless. Never had a problem to deposit, invest or withdraw. This should be a common standard...
Interest on time, month after month
Most long-term reviewers focus on regularity: interest arriving on the day it is due, for a year or more. Several started small because the rates looked too good, then added more.

I was with my money doing nothing in the bank for many years. I was looking for other options to generate some income from my money. Of all the platforms I was looking...

This is my third month investing with Maclear. They requested a review immediately after opening my account which I never do because it's unfair to judge with no real...

I’ve been registered on Maclear since late 2023. Based on my experience, the loans have been paid on time and according to their schedule, which is very positive...

Maclear has done a good job of always maintaining few projects in the main market for investment, and during my 18 months of experience with this platform, all the...

High yields, very reliable. In over a year, not a single payment was missed or late. And the bonuses are great

The best platform for P2P investments after 3 years. Payments always on scheduled time. Customer support that responds immediately and solves every problem (even my...

Maclear is, without any doubt, one of the very best places to invest today. It is serious, responsible, predictable, even boring, as the very best investments should be...

I have experience with P2P lending platforms: stable ones with low returns, and high percentage ones, but tearing you apart with delays and suspensions. Maclear gives...

I have been investigating with MacLear a little over a year now, and I'm happy to say the platform has been regularly improved, no defaults, punctual payments...

I've been testing and using MacLear platfor for 2 years now. I can truly say that it's one of the best, reliable and trusted platforms you can invest in 2026. They have...

investing very easy. Up till now (8 months) every payment received. Nice projects to choose from

User since 2024. Attractive returns, regular payments, reliable rating system

I started investing at the beginning of 2024 with Maclear. Everything went smoothly and transparently. All payments were made as stated. What I appreciate the most is...
Support that answers
Reviewers name the support staff who helped them, which is one of the better signs that a review was written by a person with a real account.

I contacted Maclear's support team with a question about how bonuses and interest are recognized on the tax statements, and the response (thanks, Ramon) was quick...

I had a question, and Tomás answered it very quickly and efficiently. I've been investing in the company for over a year, and I've never had any payment problems, etc. I...

we had some problems with the 2fa. Within a day everything was solved . The support was great

Everything works well and as espected. Great company with a fast support especially on telegram you can more or less solve problems in realtime. Had never problems.

We had a minor scare when they switched the bank account for deposits to one in London, but they quickly resolved the issue for Spanish investors, ensuring we don't...
Easy to start, including for beginners
First-time P2P investors describe the sign-up, the risk scores on each loan and the dashboard.

It's 11 month that I am with them now. From the start it was a great support, I came in as complete beginner and new to any of it and was met with patients and fast...

Right of the bat i would like to mention the one thing i love the most about Maclear. Ever since my 1st investment, its incredible how much the Maclear team has made...

So far my experience with Maclear has been absolutely great! I see the risk score, I see the interest rate and I get to decide where I invest my money, the ui is very...

Registration was painless. The website is easy to navigate. Once the investments are funded, the interest is paid accurately and promptly. Been investing for 9 months so...

Excellent site for getting a high dividend on your money. The supply of projects is good, and the ratings and information provided by Maclear help you evaluate your...

The experience so far has been great. It's been about a year, and so far everything worked as expected, great returns and no projects delayed. The website is really not...
Problems that were fixed, and four stars with caveats
Not every positive review is spotless. These reviewers had a problem, got it resolved, or kept a star back for a specific reason such as unpublished accounts or bonus rules. They are some of the most useful reviews on the page.

I am updating my original review. After posting, the issue was resolved in less than 24 hours. My account access was fully restored, and the problem is now completely...

Update: It took 4 days, but I was finally able to change my password. The customer support was not the best experience. However, before this issue arose, I had very good...

At the opening of my account in august 10th I transferred money from my bank account. I've got the confirmation by e-mail of my transfer but after more than 5 weeks my...

Been investigating through Maclear for more than a year now and so far everything has been working smoothly. No defaults and all payments are made on time. Project...

Generally works well. After 13 month since my first invest ment I inviest 1-2 times per month. The platform have some problems with information and adhering to rules...
What the critical reviews say
We also read the 30 English one to three-star reviews that Trustpilot lists. Leaving them out would make the page less useful, so here is what they say.
Several of these reviewers were otherwise happy: interest on time, withdrawals working. Their complaint is transparency.
The most common complaint in 2026. Investors waited months for the 2024 accounts that Maclear kept saying were "within two weeks". They appeared in June 2026.
A handful describe emails left unanswered for weeks, usually about bonus calculations or a missing deposit. In the updated reviews on this page the issue was later solved.
Failed identity checks, a site that is hard to use on a phone, and no mobile app.
Two reviews from 2024 claim Maclear offered EUR 10 to EUR 20 for reviews on Trustpilot and Google, and that a wave of reviews followed an offer on 9 October 2024. We cannot verify this. Trustpilot's profile data says Maclear has not collected incentivised reviews. We left reviews from that period out of this page.
How we picked these 38 reviews
- Collected the 231 most recent English-language 4 and 5-star Maclear reviews on 24 Sep 2026: every four-star review and the latest 199 five-star ones, which is as far as Trustpilot's filters page back.
- Dropped the thin ones. One-liners such as "Great so far" say nothing about money. We kept reviews that describe a payment, a withdrawal, a repaid loan, a support case or a specific feature.
- Checked for machine-written text. Every review was scored for stock phrases typical of AI-written or templated reviews, and for machine-translation slips (one review switches to Spanish mid-sentence). Five scored as likely AI-assisted and were excluded. We read everything that passed. We do not claim the excluded ones are fake, only that they read too generic to show here.
- One review per person, no reviews that are only about Maclear's sister platform 8lends, and nothing from October 2024.
- Screenshot and link. Each review is shown as captured from Trustpilot, without edits, and links to the original so you can check it.
Review text is the authors' own and describes their experience at the time of writing. Past payments do not guarantee future ones.
Questions about Maclear's Trustpilot reviews
TrustScore 4.6 out of 5 from 971 reviews on 24 September 2026, with 91% of reviews at 4 or 5 stars and 4% at 1 star.
They are written by Trustpilot accounts, and nearly all carry Trustpilot's "verified" label because Maclear sent the invitation. That does not prove every review is independent. We excluded reviews that read like templates or machine translation, and reviews from October 2024, when two reviewers allege that Maclear paid for reviews. Trustpilot's profile says Maclear has not collected incentivised reviews.
The most common complaints are the long delay in publishing the 2024 annual accounts, slow or missing replies from support, identity checks that failed, and a website that is hard to use on a phone. Maclear replied to all 37 reviews Trustpilot counts as negative, on average within half a day.
Yes. Trustpilot reports a 100% reply rate to negative reviews and an average reply time of about half a day.
Now see what Reddit says.
Reddit is more sceptical than Trustpilot. We quote the investors who use Maclear and summarise what the critics raise.

