The short answer
- Maclear scores 4.6 on Trustpilot from 971 reviews; Profitus scores 3.8 from 707, 0.8 points lower.
- On our own five-criteria score Profitus leads, 70.8% against 65%, almost entirely because of licensing.
- Target return: Maclear 14.5-14.9%, Profitus about 10%. Minimum: EUR 50 against EUR 100.
- Profitus suits licensed Lithuanian property lending. Maclear suits higher-yield business loans with an exit option.
Maclear vs Profitus: the numbers
| Maclear | Profitus | |
|---|---|---|
| Trustpilot score | 4.6 / 5 | 3.8 / 5 |
| Trustpilot reviews | 971 | 707 |
| 5-star share | 77% | 56% |
| 1-star share | 4% | 9% |
| Our score (rank of 19) | 65% (#10) | 70.8% (#6) |
| Target return | 14.5-14.9% | about 10% |
| Minimum investment | EUR 50 | EUR 100 |
| Supervision | Swiss SRO (PolyReg), anti-money-laundering only | ECSP, Bank of Lithuania |
| Compensation scheme | None | None |
| Buyback | No | No |
| Secondary market | Yes | No |
| Loan types | SME loans, real estate, factoring | Real estate, business |
| Headquarters | Wallisellen, Switzerland | Vilnius, Lithuania |
| Founded | 2022 | 2017 |
Trustpilot figures recorded 24 Sep 2026. Our score weights investor protection 30%, execution record 25%, return honesty 20%, transparency 15%, liquidity 10% (method).
Where Maclear is stronger
- A higher target return: 14.5-14.9% against about 10%.
- A lower minimum: EUR 50 against EUR 100.
- A secondary market, which Profitus does not offer.
Where Profitus is stronger
- An ECSP licence and EUR 273M funded with no reported capital losses.
- A longer record, since 2017.
- Supervision: ECSP, Bank of Lithuania. Maclear has Swiss self-regulation only, no EU licence and a CNMV warning (May 2026).
What Maclear investors say
Two of the 38 Maclear reviews we checked by hand. For Profitus's reviews, see its Trustpilot page.
I have been investigating with MacLear a little over a year now, and I'm happy to say the platform has been regularly improved, no defaults, punctual payments...
I have been investing in Maclear since January 2025 and I have received my first refunds on schedule. Everything has worked as promised. Monthly payments paid regularly...
Maclear or Profitus?
It depends on what you want. Profitus is stronger on an ecsp licence and eur 273m funded with no reported capital losses. Maclear is stronger on a higher target return: 14.5-14.9% against about 10%. On our own five-criteria score Profitus leads, 70.8% against 65%, almost entirely because of licensing. Many investors hold both, with the smaller share in whichever feels riskier to them.
Maclear scores 4.6 on Trustpilot from 971 reviews; Profitus scores 3.8 from 707, 0.8 points lower. One-star reviews make up 4% of Maclear's total and 9% of Profitus's. Maclear invites its customers to review it; read the Maclear reviews we checked by hand.
No. Profitus: ECSP, Bank of Lithuania. Maclear is a member of a Swiss self-regulatory organisation for anti-money-laundering rules, holds no EU crowdfunding licence and was named in a CNMV warning in May 2026.
Capital at risk on both platforms. Neither a licence nor a buyback protects you from every loss, and past payments do not guarantee future ones.