Every platform we have reviewed
Nineteen European P2P platforms, each scored on the same five criteria. Maclear is our commercial partner and is covered on the front page; it scores 65 percent and sits tenth.
Mintos
80% match Green
Capitalia
80% match Green
InRento
80% match Green
Nectaro
75% match Green
Indemo
71% match Green
Profitus
71% match Green
Crowdpear
68% match Amber
Twino
68% match Amber
PeerBerry
66% match Amber
InSoil
63% match Amber
Debitum
60% match Amber
Lendermarket
59% match Amber
Robocash
53% match Amber
EstateGuru
48% match Red
Hive5
38% match Red
Scramble
31% match Red
Loanch
27% match Red
Reinvest24
11% match Red
8lends Sponsored
Outside the scored list. SME loans against collateral, up to 25 percent APR advertised. We do not score it: there is not enough verifiable track-record data to run our five criteria.
Reviews are ordered by match score, not by what a platform pays us. The weights behind the score are published in full, and the side-by-side ranking with criterion breakdowns is on the comparison page.
Capital at risk on every platform listed. Scores are editorial opinion recorded in September 2026, not a safety rating, and no compensation scheme covers borrower defaults.